To write this post I’m trying to think back to the beginning of the year; it seems like it was so long ago. School started on January 3rd for me. Yeah, they’re not really good about giving us breaks in med school, shorter summers and shorter Christmas breaks. You’d think they were trying to phase us out of the whole ‘vacation’ idea.
In the middle of January I signed up for my first boards test. I’ll take it in June. It costs $500! Whatever happened to the free tests back in high school? I remember back when we took tests because the school wanted us to, and now I have to pay to take a test. It just seems backwards. Well signing up for the test was kind of scary, because it made it seem more real. Up until now boards have been some big ominous thing off on the horizon, now they are getting close.
Becky and I went to Beckley on President’s Day to look for a new apartment. We found lots of options, there are lots of town home-style apartments in the area. We found one apartment complex that was super nice. They have a tennis court, a Jacuzzi and swimming pool, and they even have a fishing pond that they keep stalked with fish. It’s not that much more than we’re paying now, but I think we’re going to look for something a little bit more modest. We weren’t crazy about anything we saw that day, so we’re going to go back and look for houses another time. I like the idea of having a yard and a little space between me and the neighbors. Someday we’ll own our own house.
I went on my first campout with the Boy Scouts in our ward this month. They called a new scoutmaster (I’m still the Young Men’s President) who has more time and resources than me, so the new guy planned the campout. We drove about 15 miles to a cave. We slept about ¼ mile underground. It was a lot of fun. The temperature in the cave was probably between 40-50 degrees, which was a little chilly, but it sure beat the temperature outside the cave (10-20 degrees). We saw bats and cave spiders. There is a little stream running through the cave that we had to cross several times. Before dinner Friday night we went exploring deep under the mountain. All but one of the boys enjoyed it. The one who didn’t enjoy it doesn’t like to get dirty or wet, and unfortunately in that cave there is little else besides dirt, water, and dirty rocks. Oh well. It was a neat experience for us. This month the youth are challenging the elders and high priests to a pinewood derby contest. It’s been years since I made one, but it will be fun.
We hope things are going well for you all.
Stewart, Becky, and Sophie.
Saturday, February 5, 2011
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2 comments:
Awesome! I love caves!
Don't rush into home-ownership dude: it ain't all it's cracked up to be.
You once said you spend the first 30 years of your life getting into debt, and the next 30 getting out of it, but that I had a head start.
Well, my house has depreciated 45%, and we have only paid down 4%
Anyone else reminded of Aesop's Fables right now?
"Slow and stead wins the race."
Guess I just can't help my rabbity self.
a little more perspective:
"Renting is like throwing your money away! You could buy a house for just a little more a month."
Average Rent in Utah
$1,000
My Mortgage:
$1,550
Perceived Difference:
$550
...but...
My Monthly Depreciation:
$2,262
Total Actual Difference:
$2,812
_____________
I have done tons of research since buying a house (I know that's backward) and until everything fully recovers, there is practically no reason to buy a house UNLESS:
Great deal on short-sale
Great deal on forclosure
Insider knowledge (area becoming a commercial district or something)
Good construction deal (build a home)
P.S. No, I have not become a Moonlight Realtor. I thought about it, but I'm too busy fighting crime and lotioning my thighs to avoid my tights chaffing.
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